Saylor Slams XRP, Says Only Bitcoin Should Be in U.S. Crypto Reserve

Michael Saylor, co-founder of MicroStrategy and one of Bitcoin’s most vocal supporters, is making a strong case for Bitcoin as the only digital asset worthy of inclusion in a U.S. crypto reserve. Ahead of the White House Crypto Summit, Saylor reiterated his stance that Bitcoin’s dominance, security, and decentralized nature make it the safest and most logical choice for a national reserve asset.

Saylor pointed out that Bitcoin is the undisputed leader in the cryptocurrency market, holding the majority of the industry’s liquidity and energy. According to him, this alone makes Bitcoin the most trusted and widely accepted digital asset among investors and institutions. Unlike altcoins, which often rely on centralized foundations or corporate entities, Bitcoin operates independently, ensuring no single authority can manipulate its supply or governance.

“Bitcoin is the most secure and widely accepted digital asset,” Saylor stated, emphasizing that its proof-of-work mechanism and fixed supply make it a strong candidate for national reserves.

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Key Takeaways

• Michael Saylor isn’t budging—he thinks Bitcoin is the only crypto worth holding in a U.S. reserve and calls XRP too risky.
• He’s pushing the government to set clear rules for altcoins while making Bitcoin the country’s go-to digital asset.
• With global powers eyeing crypto, Saylor warns the U.S. needs to act fast or risk falling behind.

XRP and Altcoins Face Harsh Criticism

In a recent interview with Fox Business, Saylor directly addressed concerns about XRP and its connection to Ripple, calling for stricter regulations for the token and other altcoins. He argued that XRP and similar assets should not be viewed in the same category as Bitcoin because they are closely tied to their issuing companies. This, he believes, makes them vulnerable to corporate decisions, regulatory crackdowns, and market manipulation.

Saylor highlighted the need for clearer rules around these digital assets, stating, “There should be a proper framework for their issuance.” He warned that without strict regulations, XRP and other tokens could introduce unnecessary risk if included in a national crypto reserve.

When asked whether XRP or Solana should be part of the reserve, Saylor didn’t hesitate. “Bitcoin should be the only digital asset considered,” he said firmly.

Trump’s Initial Plan and the Ongoing Debate

The discussion around a U.S. crypto reserve has been ongoing, with differing opinions on which assets should be included. Initially, former President Donald Trump proposed that a mix of cryptocurrencies, including XRP, Solana, and Cardano, could be part of the reserve. However, after facing backlash from financial experts and Bitcoin advocates, Trump later adjusted his stance, stating that Bitcoin and Ethereum would be the primary assets considered.

Despite this revision, Saylor remains unconvinced that Ethereum—or any other altcoin—deserves a place alongside Bitcoin. He argues that assets like XRP and Solana are not truly decentralized and are influenced by insiders, making them fundamentally different from Bitcoin. Unlike Bitcoin, which has a fixed supply of 21 million coins and no central authority, many altcoins have been criticized for their pre-mined supply and governance structures that allow for changes in their monetary policy.

“Bitcoin is the only asset that doesn’t have a company controlling its future,” Saylor explained. He warned that placing assets with corporate ties into a national reserve could create long-term vulnerabilities, as regulatory decisions, legal battles, or company failures could impact their value.

Bitcoin as a Strategic Asset for the U.S.

Beyond being a financial reserve asset, Saylor sees Bitcoin as a strategic opportunity for the United States. He compared owning Bitcoin to controlling valuable real estate, arguing that the U.S. must act swiftly to solidify its position in the digital economy.

Saylor pointed out that major global powers, including China and Russia, are actively exploring digital assets. If the U.S. fails to act now, it could lose its competitive edge in the global financial system. He believes that by embracing Bitcoin early, the country can strengthen its financial position, hedge against inflation, and establish a stronger presence in the rapidly evolving digital economy.

His stance aligns with the broader discussion around national Bitcoin adoption. Countries like El Salvador have already made Bitcoin legal tender, and several institutional investors have shifted their reserves toward Bitcoin as a long-term store of value. According to Saylor, if the U.S. wants to maintain its dominance in the financial world, it cannot afford to overlook Bitcoin’s role.

Pushing for Clear Regulations Before Adoption

As he prepares to attend the White House Crypto Summit, Saylor has one clear goal: to push for stronger regulations that prioritize Bitcoin while setting strict guidelines for other digital assets. He believes that before the U.S. government begins accumulating Bitcoin as a reserve asset, it must first establish clear regulatory policies to prevent market manipulation and ensure transparency.

Saylor argues that once a solid regulatory framework is in place, the government should start accumulating Bitcoin carefully and transparently. He envisions a phased approach where Bitcoin is integrated into national reserves over time, minimizing risks while maximizing its long-term benefits.

“We need to get the regulatory framework right first. Then we can start building Bitcoin reserves in a responsible way,” he said, reinforcing his vision for a structured and deliberate approach.

Final Takeaway

Michael Saylor remains one of the strongest advocates for Bitcoin’s inclusion in a U.S. crypto reserve. As the debate continues over which digital assets should be part of the national reserve, his message is clear—Bitcoin is the only asset with the security, decentralization, and market trust to serve this role.

While Trump’s stance on which assets belong in the reserve has shifted, Saylor’s argument remains unchanged: altcoins like XRP come with risks that Bitcoin does not. With global financial competition heating up, he urges the U.S. to act swiftly, ensuring that Bitcoin plays a central role in the country’s long-term economic strategy.

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